Our vision is to provide all the personal finance related services at single place. Using our factoB mobile app, individual can know, avail, track and maximize financial benefits.
We provide one of its kind of solution that integrates all the personal finance related services such as download PF passbook, know your claim status, activate your UAN, calculate gratuity, calculate EMI, apply for personal loan, calculate income tax and much more which empowers employees to do all the activities in easy and hassle-free manner.

factoB provides Personal loan and line of credit to salaried employees.
You just need to enter few details to get online loan quickly.
Quickly apply for personal loans and line of credit on factoB app and get your needs fulfilled easily in just few clicks.
With download passbook feature, you can download your PF passbook in PDF format. You need to enter your activated UAN no, password & it will be downloaded in PDF format on your device.
EPF passbook will be available for active members only.


Now, if you have submitted a claim at any of the EPFO offices in India, you can use this service to check the status of your applications in real time.
You simply need to know your UAN no. and you will get all information regarding EPF withdrawal or Pension claim status in factoB.
Now, you can calculate your Gratuity amount anytime, anywhere with our Gratuity calculator.
You just need to enter your last Basic+DA amount, date of joining and leaving the company in factoB and it will show you the total Gratuity amount along with taxable Gratuity amount.


You can check loan repayment schedules and charts to get good understanding of future cash flows and you can download the calculation in PDF format for future purpose.
Share the unique link with your friends through whatsapp, facebook, gmail, linkedIn etc. to install factoB and you will get factoB PRO for next 30 days. Refer rules and regulations to know more.

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